Personality types of Spenders

Overwhelmed. That feeling many people can experience when searching for a new credit card. No annual fees, cash back, airline miles are all benefits you will come across in your search.  So to find the best credit cards for you, find one that offers perks that you can actually take advantage of.  Of instance, if you don’t travel, accumulating airline miles will be of no benefit to you at all.  Consider your personality when choosing the best card for you. Understand how you spend, that is good place to start and will help narrow the field.  Not all those offers that come in the mail are the best for you. The Diva personality likes the best of everything, like a pair of new shoes. This type of spender needs lower interest rates and no annual fees. The Avoider type doesn’t like to talk about money so should avoid high limits since it will just get him into trouble. The Futurist has his finances under control so rewards that pay dividends over the long haul are beneficial. He should have a card that puts money into his IRA.  This type doesn’t need perks or low rates, he is a responsible credit personality.